Press Release
LT Trust Integrates Fingage’s Unique 401(k) Managed Account Solution
October 23, 2018

San Francisco, CA. Fingage Advisors, a digital RIA focused on participant-level, personalized retirement solutions, today announced that LT Trust, a leading national retirement plan provider, has added Fingage’s managed account solution to its recordkeeping platform.

Fingage delivers an innovative online retirement investing solution which can be customized for any plan fund line up, specifically for 401(k) participants in advisor-sold plans. Fingage’s institutional investment approach is unlike other digital managed account solutions in the market today. By using a pension-like objective investing approach, Fingage offers 401(k) investors personalized portfolios and glide paths without subjective risk questionnaires or model portfolios. This is a distinct improvement over “one size fits all” target date strategies.

“We never asked pension plans about their risk tolerance in my xx years of managing them. Why do that with individual investors who lack investment training?,” said Samer Habl, CEO of Fingage Advisors. “LT Trust and Fingage share similar views on the necessity for personalized participant-level retirement solutions that maximize participant retirement readiness and improve the investment experience through technology. We look forward to a long and mutually beneficial partnership.”

Fingage’s solution complements LT Trust’s custom plan design and hands-on services for plan setup, operation and administration. LT Trust, one of the nation’s premier independent retirement plan recordkeepers, has an established history for being entrepreneurial while offering high-touch service, plan design expertise, investment flexibility and advanced technology.

“We are excited about adding Fingage as a solution for personalized participant account management to our open architecture retirement platform,” said Bob Beriault, LT Trust’s President and CEO. “Fingage’s experience and approach to simplifying participant investing aligns nicely with LT Trust’s strategy of supporting advisors and making retirement planning easy for employers and participants.”

This partnership helps financial advisors strengthen their relationships with plan sponsors and participants by offering personalized investment strategies. In turn, sponsors are able to reduce their risk as plan fiduciaries by offering broad access to investment options and retirement planning services.

About LT Trust

LT Trust is one of the nation’s fastest growing defined contribution recordkeepers, administering over 4,000 plans and $3.6B in assets. LT Trust’s low cost 401(k) plan solutions provide access to hundreds of fund families without imposing any product requirements. For more information, visit

About Fingage Advisors

Fingage Advisors is a digital SEC-registered RIA headquartered in San Francisco, CA. Fingage’s proprietary asset allocation approach creates personalized portfolios and optimized retirement investing strategies to help investors reach retirement readiness. To learn more, visit

Past Performance is no guarantee of future results. Investments are subject to risk, and any of Fingage's investment strategies may lose money. No party makes any representation or warranty, express or implied, regarding the advisability of investing in Fingage’s managed accounts.

Samer Habl
LT Trust
Burke Johnson

Get Started Today